Privacy Policy

Last updated: April 2, 2025

At Capella Modul DC, we take your privacy seriously. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application.

Please read this Privacy Policy carefully. If you do not agree with the terms of this Privacy Policy, please do not access the application.

Summary

person We collect personal information
storage We store data securely
share Limited third-party sharing
security Industry-standard security
storage 1. Information We Collect
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Personal Information: We may collect personally identifiable information, such as your name, email address, telephone number, and employer information when you register with the app.

Debtor Information: As a debt collection tool, we store information about debtors that you input, including names, contact details, debt amounts, and payment histories.

Device Information: When you access our application, we automatically collect device information, including the type of mobile device you use, your mobile device's unique ID, IP address, mobile operating system, and mobile browser type.

Location Data: With your consent, we may collect and process information about your actual location using various technologies, including GPS and Bluetooth.

phonelink_setup 2. Device Permissions & Sensitive Data
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Location Data: We collect location data to verify collector visits, optimize collection routes, and provide location-based features. Location data is only collected when the app is in use and with your explicit permission. You can disable location access in your device settings at any time, though this may limit certain app functionalities.

Camera Access: We request camera access to allow you to capture payment receipts, property condition evidence, and debtor identification verification. Images captured are encrypted and stored securely on our servers. These images are only accessible to authorized personnel and may be shared with relevant financial institutions for verification purposes.

Biometric Data: Our app may use biometric authentication (fingerprint or facial recognition) to secure access to sensitive information and verify collector identity. This biometric data is processed using your device's secure enclave and is never stored on our servers. You can opt to use traditional password authentication instead.

Storage Access: We request access to your device's storage to save payment receipts, documents, and temporary data. This allows you to access information offline and reduces data usage.

Network Information: We collect information about your network connection to optimize data synchronization and ensure data integrity during uploads and downloads.

Managing Your Permissions

You can review and modify app permissions at any time through your device settings. Disabling certain permissions may limit app functionality, but we will notify you when a disabled permission is required for a specific feature.

  • For Android: Settings → Apps → Capella Modul DC → Permissions
  • For iOS: Settings → Privacy → Select permission category
assignment 3. How We Use Your Information
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We use the information we collect to:

  • Provide, maintain, and improve our services
  • Process and complete debt collection activities
  • Send you technical notices, updates, and support messages
  • Respond to your comments, questions, and customer service requests
  • Monitor and analyze trends, usage, and activities in connection with our app
  • Detect, investigate, and prevent fraudulent transactions and other illegal activities
share 4. Sharing Your Information
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We may share the information we collect in various ways, including:

With Your Employer: As this is a professional tool, information about your collection activities may be shared with your employer or the company that has authorized your use of the app.

With Service Providers: We may share your information with third-party vendors, consultants, and other service providers who need access to such information to carry out work on our behalf.

For Legal Reasons: We may disclose your information if we believe that such action is necessary to comply with the law, such as in response to a court order or subpoena.

security 5. Data Security
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We have implemented appropriate technical and organizational security measures designed to protect the security of any personal information we process. However, please also remember that we cannot guarantee that the internet itself is 100% secure.

We use industry-standard encryption to protect your data in transit and at rest. All sensitive information is stored in secure databases with restricted access.

hourglass_empty 6. Data Retention
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We will retain your personal information only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use your information to the extent necessary to comply with our legal obligations, resolve disputes, and enforce our policies.

Debtor information is retained according to applicable debt collection laws and regulations, which may vary by jurisdiction.

verified_user 7. Your Rights
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Depending on your location, you may have certain rights regarding your personal information, such as:

  • The right to access personal information we hold about you
  • The right to request correction of inaccurate information
  • The right to request deletion of your information
  • The right to object to processing of your information
  • The right to data portability

To exercise these rights, please contact us using the information provided in the "Contact Us" section.

child_care 8. Children's Privacy
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Our application is not intended for use by children under the age of 18. We do not knowingly collect personal information from children under 18. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact us.

update 9. Changes to This Privacy Policy
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We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date.

You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

Contact Us

If you have any questions about this Privacy Policy, please contact us:

email engineer@modul.cloud
phone +62-851-7247-7110
place Jl. Nibung Raya No 144-148 Petisah Tengah, Medan Petisah Medan, Sumatera Utara 20112
I Understand